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How To Play Baccarat Live Casino Game

Experience Baccarat Live Casino Game with game rules and payout . Know more about Baccarat through our detailed review and get your bonus opportunity today!

In the world of casino games, Baccarat stands out as a classic that has captured the hearts of players worldwide. With its straightforward rules and enticing odds, Baccarat offers an unparalleled gaming experience suitable for both novices and seasoned gamblers.

In this comprehensive guide, we will delve into the intricacies of Baccarat, from the types of bets to winning strategies.

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Types of Baccarat Bets

There are 3 important features in Baccarat, included Player, Banker and Tie. Get ready to dive in and take a look at each of them mentioned below!

Player’s Hand

When you place a Player Bet, you’re wagering that the Player’s Hand will outscore the Banker’s Hand. This bet pays out at even money, with no commission involved. For example, a $10 bet results in a $10 win.

Banker’s Hand

A Banker Bet, on the other hand, hinges on the Banker’s Hand prevailing over the Player’s Hand. While this bet pays 1:1, it is subject to a 5% commission. Therefore, a $105 wager would yield a $100 payout, typically represented as .95:1 on the game layout.


Alternatively, you can bet on a tie between the Player’s Hand and Banker’s Hand. This bet offers an enticing payout of 8-1, meaning a $20 bet could net you $160 in winnings. Various game options may also provide 9:1 and 7:1 payouts.

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Baccarat Rules

Baccarat typically involves multiple bettors, but the gameplay centers around the interaction between one player and the dealer. Both the player and the dealer receive a hand comprising two cards. The ultimate goal in Baccarat is to hold a hand value closest to nine.

To win real money in online baccarat, participants must bet on one of three possible outcomes: the player’s victory, the dealer’s victory, or a tie. The dealer handles most of the game’s mechanics, allowing players to focus on their strategic moves.

Here’s a step-by-step breakdown of how to play Baccarat, whether in a land-based casino or an online casino:

  1. Betting Phase: The dealer calls for all bets to be placed on the baccarat table. Participants wager on whether the dealer or player will have the hand closest to nine, or if a tie will occur. Once chips are on the table, they remain in place.

  2. Dealing Cards: After bets are made, the cards are dealt. Each player and the dealer receive a hand containing two cards, referred to as a coup.

  3. Player’s Bet: Following the initial deal, the player places a bet on whether their hand or the dealer’s hand will be closer to nine, or if a tie will occur.

  4. Revealing Hands: If either hand totals eight or nine, it is considered a ‘natural’ and declared the winner. Further details on card values can be found here.

  5. Drawing a Third Card: When neither hand totals eight or nine, both the player and banker have the option to draw a third card under specific conditions.

  6. Player’s Third Card: If the player’s initial hand totals less than six, they may draw a third card. If the initial hand is six or seven, no further cards can be drawn.

  7. Dealer’s Third Card: When the player must stand, the dealer can potentially draw a third card based on various rules.

    • If the player draws a two or three, the dealer draws with 0–4 and stands with 5–7.
    • If the player draws a four or five, the dealer draws with 0–5 and stands with 6–7.
    • If the player draws a six or seven, the dealer draws with 0–6 and stands with 7.
    • If the player draws an eight, the dealer draws with 0–2 and stands with 3–7.
    • If the player draws an ace, 9, 10, or face-card, the dealer draws with 0–3 and stands with 4–7.
  8. Announcing the Winner: The dealer announces the winner and distributes any winnings. Bets on the banker or player victory pay out at 1:1, but the banker bet includes a 5% commission. Tie bets offer an 8:1 payout.

The intricacies of Baccarat drawing rules can be daunting for newcomers. The provided table simplifies when the banker must stand or draw a card.

Baccarat Drawing Rules

In Baccarat, a hand’s maximum total is nine. If the card values exceed nine, players must either subtract ten or drop the first numeral. This rule also applies to the dealer.

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Baccarat Bets Simplified

Part of Baccarat’s allure lies in its straightforward betting options. Compared to other casino games, Baccarat boasts a low house edge and minimal disparity in advantage between the player and dealer. With just three common bets, even beginners can potentially win real money in Baccarat.

Outcome: The banker’s hand is closest to nine.
Payout: 9:20 (note the 5% commission)
Odds of Winning (including tie bets): 45.87%

Outcome: The player’s hand is closest to nine.
Payout: even money (1:1)
Odds of Winning (including tie bets): 44.63%

Outcome: The banker and player share the same card value.
Payout: 8:1
Odds of Winning (including tie bets): 9.51%

As evident, the banker bet carries a lower house edge and a higher chance of success compared to the player bet, justifying the 5% commission. Tie bets, with less than a 10% chance of winning and a significant 14.36% house edge, are among the riskiest bets in Baccarat.

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Side Bets in Baccarat

Baccarat enthusiasts can explore additional betting options known as side bets. These wagers offer varying payouts and add an extra layer of excitement to the game. However, they come

with their own set of odds and house edges, so players should carefully consider their choices and bankroll before diving in.

Here are some popular side bets you may encounter at Baccarat tables worldwide:

Player Pair

Outcome: The player receives a pair as their first two cards.
Payout: 11:1

Banker Pair

Outcome: The banker’s first two cards form a pair.
Payout: 11:1

Perfect Pair

Outcome: The first two cards dealt to either the banker or the player are identical (e.g., two queen of hearts).
Payout: 11:1

Either Pair

Outcome: The first two cards dealt to either the banker or the player form a pair.
Payout: 5:1


Outcome: The game involves a total of four cards.
Payout: 1.5:1


Outcome: The game comprises five or six cards.
Payout: 0.54:1

Super Six

Outcome: The winning banker’s hand totals six.
Payout: 12:1

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Recommended Online Casino for Baccarat

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Leveraging cutting-edge technology, the casino ensures seamless live streaming, creating an immersive gaming atmosphere. Whether you’re a casual player or a seasoned enthusiast, Phdream Casino caters to all preferences with a wide range of betting options.

With professional live dealers and stringent security measures in place, players can indulge in Live Baccarat with confidence. The user-friendly interface and round-the-clock customer support further enhance the overall gaming experience.

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Mastering Baccarat requires a combination of understanding the rules, implementing strategies, and making informed bets. With this comprehensive guide, you’re well-equipped to embark on your Baccarat journey.

Remember to explore the various betting options, including side bets, and consider trying your luck at Phdream Casino, where Baccarat thrives in all its glory. May your Baccarat adventures be filled with excitement and prosperity.

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Baccarat is a classic casino game known for its simplicity and appealing odds, making it a favorite among players globally.

The three primary Baccarat bets are Player’s Hand, Banker’s Hand, and Tie.

When you bet on the Player’s Hand, you’re wagering that it will outscore the Banker’s Hand, and it pays out even money.

The Banker’s Hand bet pays 1:1 but includes a 5% commission. For example, a $105 wager results in a $100 payout.

A Tie bet offers an enticing payout of 8-1, meaning a $20 bet could win you $160.

Baccarat involves players betting on the outcome of the player’s victory, the dealer’s victory, or a tie. Cards are dealt, and the goal is to have a hand value closest to nine.

The steps in a Baccarat game include betting, dealing cards, placing bets on the player or dealer, revealing hands, and determining if a third card is needed.

The drawing rules for Baccarat depend on the player’s and banker’s initial hand totals and specific conditions.

Baccarat offers three common bets with straightforward rules and minimal house edge, making it accessible to beginners.

Yes, there are side bets in Baccarat, including Player Pair, Banker Pair, Perfect Pair, Either Pair, Small, Big, and Super Six, each with its own payout and odds.

Written By:

Manuel Rojas

Blog Manager at Phdream

Manuel Rojas is an accomplished writer with a passion for exploring the intricate world of casinos and gambling. With a background in journalism and a deep fascination for the psychology behind gaming, Rojas has dedicated his career to unraveling the mysteries of the casino industry.

Rojas is known for his ability to bring complex casino concepts to life through his engaging and informative writing. His work delves into various aspects of the casino experience, from the history of iconic establishments to the strategies employed by seasoned gamblers. Whether you’re a novice looking to learn the ropes or a seasoned player seeking to improve your skills, Rojas’s articles offer valuable insights and expert guidance.

The content provided on the Phdream Casino website is for informational and entertainment purposes only. Our articles, guides, and reviews are meant to offer insights into the world of gambling and casinos, but they do not constitute legal, financial, or professional advice.

While we strive to ensure the accuracy and reliability of the information presented, the casino industry is subject to constant change, and we cannot guarantee the timeliness or completeness of the content. Visitors are encouraged to conduct their own research and seek professional advice when necessary.